Pensions

Insider advice on getting the most from your pension scheme

Maybe you're lucky enough to have a Final Salary or Money Purchase Scheme set up through your current employer? Perhaps you're saving into a Personal Pension Scheme yourself? In recent years we've seen all companies enrol employees in workplace pensions in a timetable which spanned from October 2012 through to completion in February 2018.

We've also experienced the changes the Pensions Schemes Act 2015 and the Taxation of Pensions Act of 2014 has brought to the industry. From April 2015 individuals with a defined contribution pension will have the freedom to access their pension as they wish from age 55.

All of these changes allow for complete flexibility on how you take your pension at retirement. Pick the right and most appropriate investment.

"We can help you balance risk and reward, and get you the best returns from the pension scheme that is right for you. Our expert advisers ensure that your pension is an asset, not a liability."

Alexander House advisers can help with:

  • Investing for an adjustable income
  • Mixed-option pensions
  • Determining the most prudent pension scheme for your age and situation
  • Advice on making adjustments to your current pension payments
  • Finding the most tax-efficient means of leaving portions of your pension in a will
  • And more!

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested


Life Cover

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Investments

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