Life Cover

Financial support through the unexpected for you and your loved ones

It's the last thing you want to think about, but what will happen if you or your partner passes away? Will they or you cope financially? Can outstanding family debts be repaid so income doesn't need to be diverted? Can the children be brought up and educated the way you both wanted?

With several options available, you can take cover for a specific term (term assurance) or for the whole of your life (whole-of-life cover); on a single life or both, payable on the first or second death; in increasing, decreasing, or level structures, offered as a lump sum or as an income; and in renewable or convertible plans. Most importantly, your cover can be put into a trust to ensure prompt and full payout, free from the taxman’s take.

"These are not trivial decisions; they’ll make a huge difference to your family’s future. Why not start planning now?"

How can we help you protect what’s important?

  • Single or Joint Life Cover
  • Level, Decreasing, or Increasing Terms
  • Lump-sum or income-based payments
  • Trusts to ensure prompt payments free of the taxman’s take

Inheritance Tax & Trust

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Equity Release

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The Financial Conduct Authority does not regulate will writing, estate planning, inheritance tax planning and trusts.