Maybe you're lucky enough to have a Final Salary or Money Purchase Scheme set up through your current employer? Perhaps you're saving into a Personal Pension Scheme yourself? In recent years we've seen all companies enrol employees in workplace pensions in a timetable which spanned from October 2012 through to completion in February 2018.
We've also experienced the changes the Pensions Schemes Act 2015 and the Taxation of Pensions Act of 2014 has brought to the industry.
From April 2015 individuals with a defined contribution pension have been able to access their pension as they wish from age 55.
All of these changes allow for complete flexibility on how you take your pension at retirement. Pick the right and most appropriate investment.
The Financial Conduct Authority does not regulate on advice estate planning, inheritance tax advice and will writing
For ISAs, Investors do not pay any personal tax on income or gains, but may pay unrecoverable tax on income from stocks and shares received by the ISA managers.
Tax treatment varies according to individual circumstances and is subject to change.
Will writing is not part of the Quilter Financial Planning offering and is offered in our own right. Quilter Financial Planning accept no responsibility for this aspect of our business.