"TO WHOM IT MAY CONCERN

I found Sham to be true to his word, very pro-active with identifying our needs, making clear proposals, and then keeping me informed as the process was worked through.

There was a delay in the funds in my pension provider being released and Sham kept me informed about the chasing he did.

I have appreciated working with him over these last few months and look forward to continuing to engage with him as my financial needs change."