Who we help
Approaching retirement
Retirement planning for people who want a clear view of pension income, tax, investment risk and the family decisions that sit alongside them.
Alexander House
Clear advice
National support
Regulated planning
Retirement income, tax and the years either sideApproaching retirement is rarely one pension decision. It is the order of taking income, the tax on that income, how much investment risk still makes sense, and what the family needs if you live a long time or need care.→
We help people who are still working, people who have just stopped, and people reviewing a plan that was set up years ago. The conversation can include workplace pensions, personal pensions, defined benefit schemes and cash savings.
- When and how pension income can be taken
- Whether old pension pots should stay separate or be consolidated
- How much risk is still appropriate once income is being drawn
- The State Pension alongside private pensions
- Inheritance, gifting and later-life care alongside the retirement plan
A pension can fall in valueA pension is a long-term investment. Its value can fall as well as rise, and you may get back less than was paid in. Drawdown, annuities and cash all behave differently, and the right mix depends on your income needs, tax and health.→
Defined benefit transfers are a specialist area. They are only considered where the advice is in your interests, and not every client should transfer.
Talk to the team
Speak to Alexander House about your next financial decision.
Email the team, or send a short note through the contact form. We will come back to you with a clear next step.